For the past 2 yrs. we have belonged to a financial "class" sort of similar to Dave Ramsey, it was started by a local guy here and is not affiliated or trying to copy Dave, it was started about 20 yrs ago and we heard about it by word of mouth. It is basically a place to learn about Finance 101 and get out of debt and it's been great for our marriage. Anyway, I'm always looking for money saving tips and etc. to give the people who attend. This is one I'd saved, not 100% sure of the source but it's appropriate for this time of year. Hope it's helpful!
No-Cost Christmas Gifts
Christmas gifts don’t have to cost a lot of money. In fact, they don’t have to cost any money at all. This year consider giving one or more of the following no-cost Christmas gifts:
Crafts- Chances are if you have a creative hobby, you also have an excess of supplies to go with it. To save money this Christmas, challenge yourself to create gifts for everyone using only the supplies that you have on hand. This will give you a chance to share your skills with others, while cleaning out some of your overstock—truly a win-win for everyone.
Re-gift- We all receive gifts that we can’t use—whether they’re things that don’t suit our tastes or simply duplicates of items that we already have. Re-gifting is a great way to keep these items from going to waste, and a great money saver too. For a successful re-gift be sure that the chosen item is well suited to its recipient—after all you don’t want to use your friends as a way to clear out your closets.
Repurpose- The men and women who lived through the Great Depression were quite skilled at repurposing everyday objects to meet their needs—turning paper into beautiful, beaded jewelry and sacks into sturdy clothing. Turn a resourceful eye on your belongings, and you’re sure to find the makings of a perfect Christmas gift. For ideas to get you started, think quilts out of old clothing, bracelets out of old buttons and puppets out of old socks.
Give of yourself- We all have skills that are coveted by others, whether it’s our baking skill or our ability to change the car’s oil. Take an inventory of your skills, and determine how you could best put them to work to help the people on your Christmas list. Then, create a gift certificate offering your services. Recipients are sure to value this gift of your time and your skills.
Pass something on- Express your love for someone by passing on an item that they’ve long admired, say an article of clothing that your best friend raves about or a family heirloom that you’re ready to pass on to the next generation. To make this gift even more special, be sure to pass along any history that’s attached to the item.
Christmas gifts are more about the sentiment than the price tag. Challenge yourself to find the perfect no-cost gift for each person on your gift list.
P.S. - Feel free to add any ideas you all may have!
No-Cost Christmas Gifts
Christmas gifts don’t have to cost a lot of money. In fact, they don’t have to cost any money at all. This year consider giving one or more of the following no-cost Christmas gifts:
Crafts- Chances are if you have a creative hobby, you also have an excess of supplies to go with it. To save money this Christmas, challenge yourself to create gifts for everyone using only the supplies that you have on hand. This will give you a chance to share your skills with others, while cleaning out some of your overstock—truly a win-win for everyone.
Re-gift- We all receive gifts that we can’t use—whether they’re things that don’t suit our tastes or simply duplicates of items that we already have. Re-gifting is a great way to keep these items from going to waste, and a great money saver too. For a successful re-gift be sure that the chosen item is well suited to its recipient—after all you don’t want to use your friends as a way to clear out your closets.
Repurpose- The men and women who lived through the Great Depression were quite skilled at repurposing everyday objects to meet their needs—turning paper into beautiful, beaded jewelry and sacks into sturdy clothing. Turn a resourceful eye on your belongings, and you’re sure to find the makings of a perfect Christmas gift. For ideas to get you started, think quilts out of old clothing, bracelets out of old buttons and puppets out of old socks.
Give of yourself- We all have skills that are coveted by others, whether it’s our baking skill or our ability to change the car’s oil. Take an inventory of your skills, and determine how you could best put them to work to help the people on your Christmas list. Then, create a gift certificate offering your services. Recipients are sure to value this gift of your time and your skills.
Pass something on- Express your love for someone by passing on an item that they’ve long admired, say an article of clothing that your best friend raves about or a family heirloom that you’re ready to pass on to the next generation. To make this gift even more special, be sure to pass along any history that’s attached to the item.
Christmas gifts are more about the sentiment than the price tag. Challenge yourself to find the perfect no-cost gift for each person on your gift list.
P.S. - Feel free to add any ideas you all may have!
