Our town is small about 3000 people. If we do a web site, it will not be used by the locals, they just call me (even at home), but more by 'outsiders' trying to send here. I currently have 800flowers for a WS, but not on my computer. I don't send that much and recieve even less and for now 800 is still making money. I recalculate evey month
I don't know if they have web sites for individual shops. I was thinking that maybe I should just do a site with my toll free # and some pics of my work and not do a page with a shopping cart yet. Is this a bad idea?
To build a custom-made web-site that is visible by web surfers (i.e., showing up in the first pages in Google/yahoo/MSN), you would have to spend at least $1,000-2,000 to start with, including a fee for a web designer and also a charge for SEO (Search Engine Optimzation). This is a sunk cost, i.e., unrecoverable expenditure even if you decided to shut down the web site later.
Web-hosting itself probably costs about only $100-$200 a year. This is a recurring cost. If your site can generate an additional sales of $500 a year, you can pay for the recurring cost. Perhaps one or two orders a month, which is quite possible.
So the only consideration here is to minimize the sunk cost. If you know some friend or relative who can develop your site and do SEO for free, that's one way of minimizing the sunk cost.
Otherwise, I would look for an inexpensive template designed for florists (usually around $50) and hire someone to customize it. This way would be lot cheaper than building a your own site from scratch. Just a simple web site with information about your products and services.
After your web site is up and running, you should come back here and ask questions about how to do SEO. That's critical, otherwise, your site would be invisible.
I wouldn't spend more than $500 for the sunk cost if I were in your situation, i.e., a small town where everyone already knows your work and a potential for incoming orders is relatively low.